In order to get of control of our Spending and Savings, I've realized that I need to know what's going on.
I'm a big fan of Gail VAz-Oxlade and I can often be found watching re-runs of Til Debt Do Us Part.
On Gail's personal site she offers Gail’s Guide to Building a Budget. It seems pretty easy enough. I just took a quick look at the interactive budget worksheet and I have ABSOLUTELY NO CLUE how much our monthly income is and what our fixed and variable expenses are. OH BOY! Well I guess that's why I'm starting on this journey. Gail I will make you proud!